05 – News & Views

Lou’s Views
News & Views / May Edition

Calendar of Events –


Blue Crab Festival
May 19th – 20th
Little River, SC

This will be the 37th Annual World Famous Blue Crab Festival. It is held on the waterfront in Little River and is one of the largest festivals in the Southeast. The purpose of this festival is one that supports and showcases the fabulous atmosphere of the local communities.

For more information » click here

Riverfest Celebration                        Conway Riverfest - CR
June 30th
Conway, SC

Held along the Waccamaw River in downtown Conway the festival
celebrates Independence Day with music and events for the entire family.
For more information » click here

                    4th of July Southport - CR 190
N.C. 4th of July Festival
July 2nd – 4th

The patriotic spirit of America is alive and well in the City of Southport. For over 200 years this small maritime community has celebrated our nation’s independence in a big way. Incorporated as the N.C. 4th of July Festival in 1972 the festival committee strives to keep the focus of the festival on honoring our nation’s birthday with a little fun thrown in.

For more information » click here

Battleship Blast 4th of July Celebration
July 4th


Annual 4th of July celebration at Riverfront Park in downtown Wilmington. Featured entertainment will perform from 6:00 PM to 9:00 PM, followed by fireworks at 9:05 PM launched from a barge in the Cape Fear River adjacent to the USS North Carolina Battleship. The only place you need to be this holiday is downtown Wilmington for the best view of fireworks.
For more information » click here

TDA - logo
Discover a wide range of things to do in the Brunswick Islands for an experience that goes beyond the beach.
For more information » click here

Calendar of Events – Island

Concerts on the Coast Series
Live performances featuring local musical groups are held at the pavilion on Sunday evenings from late May to early September. The concerts are free of charge. Popcorn sold at the concerts is used to support the concerts and fund beautification projects in the area.
For more information
click here

Shirt - CR

Tide Dyed Program
This event is located at the Holden Beach Pavilion. Tie dye your own shirts; the cost is just $5 per shirt. It takes place at 2:00 p.m. every Tuesday during the summer.


Turtle - Loggerheads CR

Turtle Talk
Two programs both are held every Wednesday during the summer at Town Hall. Children’s Turtle Time is at 4:00 p.m. with crafts, stories and activities for children ages 3 – 6. All children must be accompanied by an adult. Turtle Talk is an educational program at 7:00 p.m. for everyone else.

Camp Kids Playing

Summer Day Camp Program
Day Camp is on Thursday during the summer beginning June 14th and is open to children ages 6 – 12. Kids can join us this summer for a variety of fun activities. Click here to view our Camp Schedule with each week’s activity and cost. Space is limited, you must pre-register. Completed registration forms must be mailed in with payment or dropped off with payment to Town Hall. Payment is non-refundable.

Parks & Recreation / Programs & Events
For more information » click here

Reminders –

BOC’s Meeting
The Board of Commissioners’ June Regular Meeting is scheduled on the third Tuesday of the month, June 19th


Speed Limit
Please take notice – Speed limit seasonal limitations, in accordance with Town Ordinances.Speed limit will change on OBW from 45mph to 35mph west of the general store. This change took place on April 1st and be in effect through September 30th .

Trash Can Requirements –
Rental Properties

Waste Industries – trash can requirements / Ordinance 07-13, Section 50.10
Rental properties have specific number of trash cans based on number of bedrooms.
.       a.
One extra trash can per every two bedrooms

   (A)   Rental homes, as defined in Chapter 157, that are rented as part of the summer rental season, are subject to high numbers of guests, resulting in abnormally large volumes of trash. This type of occupancy use presents a significantly higher impact than homes not used for summer rentals. In interest of public health and sanitation and environmental concerns, all rental home shall have a minimum of one trash can per two bedrooms. Homes with an odd number of bedrooms shall round up (for examples one to two bedrooms – one trash can; three to four bedrooms – two trash cans; five – six bedrooms – three trash cans, and the like).

Solid Waste Pick-Up Schedule
Waste Industries change in service, trash pickup will be twice a week
Starting the Saturday before Memorial Day through the Saturday after Labor Day:

Pick-up is every Tuesday and Saturday from May 26th through September 8th  

Please note:

  • Trash carts must be at the street by 6:00 a.m. on the pickup day.
  • Carts on OCEAN BOULEVARD ONLY will be rolled back to the front of the house. 
  • BAG the trash before putting it in the cart.


Golf Carts



Golf carts are treated the same as other automotive vehicles
Town ordinances state no parking anytime on OBW
Therefore golf carts are illegally parked when left by any beach access point


Pets on the Beach Strand



Pets – Chapter 90 / Animals / 90.20
From May 20th through September 9th
It is unlawful to have any pet on the beach strand
.       a. D
uring the hours of 9:00am through 5:00pm

Here are the beaches where your dog is welcome, and not welcome
Different beach towns have different rules, but all require dogs to be leashed. While some beaches allow dogs on the beach all the time, others strictly forbid them. All beaches require pet owners to clean up any waste from pets.
Read more » click here 


A Second Helping


Program to collect food Saturday mornings during the summer
Fourteenth year of the program
Food collections have now totaled over 213,000 pounds
    3. C
ollections will begin on June 9th
.     4. Food is distributed to the needy in Brunswick County
For more information » click here

They are moving –
Drop-off site has moved to the Beach Mart parking lot on the Causeway.

Yard Waste Service

Yard debris pick-up will be provided twice a month on the 2ndand 4th Fridays during the months of March, April and May. Please have yard waste placed at the street for pick-up on Thursday night.


Yard debris needs to be secured in a biodegradable bag or bundled in a maximum length of five (5) feet and fifty (50) pounds in weight. A total of ten (10) items (bundles of brush/ limbs, bags) will be picked up by Waste Industries. Yard waste must be placed at the street for pick-up. No pick-ups will be made on vacant lots or construction sites.

Bird Nesting Area

NC Wildlife Commission has posted signs that say – Bird Nesting Area / Please don’t disturb. The signs are posted on the west end beach strand around 1339 OBW.

People and dogs are supposed to stay out of the area from April through November

. 1) It’s a Plover nesting area
. 2) Allows migrating birds a place to land and rest without being disturbed

Building Numbers
Ocean front homes are required to have house numbers visible from the beach strand.
Please call Planning and Inspections Department at 910.842.6080 with any questions.


(A) The correct street number shall be clearly visible from the street on all buildings. Numbers shall be block letters, not script, and of a color clearly in contrast with that of the building and shall be a minimum of six inches in height.
(B) Beach front buildings will also have clearly visible house numbers from the strand side meeting the above criteria on size, contrast, etc. Placement shall be on vertical column supporting deck(s) or deck roof on the primary structure. For buildings with a setback of over 300 feet from the first dune line, a vertical post shall be erected aside the walkway with house numbers affixed. In all cases the numbers must be clearly visible from the strand. Other placements may be acceptable with approval of the Building Inspector.


Mosquito Control


Current EPA protocol is that spraying is complaint driven

The Town is unable to just spray as they had in the past
. 1)
Complaint based
. 2)
Citizen request
. 3)
Proactively monitor hot spots

They recommend that you get rid of any standing water on your property that you can
Urged everyone to call Town Hall if they have mosquito issues so that they can spray

Spraying is complaint based, so keep the calls coming!

It is time to ‘fight the bite’
Now that it seems spring is finally here to stay; state health officials advise us to “Fight the Bite” by taking measures to reduce the risk of tick and mosquito bites. The Centers for Disease Control and Prevention said the number of vector-borne diseases, or those transmitted though the bites of blood-feeding ticks, mosquitoes and fleas, has more than tripled across the country. While April is Tick and Mosquito Awareness Month in North Carolina, the danger of contracting a serious illness like Lyme disease, West Nile or Zika viruses, exists all year, especially in warmer climates like ours here in Brunswick County.

To reduce exposure to tick and mosquito bites:

  • Avoid tick habitats, such as wooded, grassy or brushy areas.
  • Use tick and mosquito repellent that contains DEET (or equivalent) on exposed skin and wear permethrin-treated clothing. Use caution when applying to children.
  • Reduce tick habitats with selective landscaping techniques, like putting a three-foot wide barrier of wood chips or gravel between lawns, wooded areas, patios and playground equipment
  • Install or repair screens on windows and doors and use air conditioning if possible.
  • “Tip and toss” to reduce mosquito breeding by emptying standing water from flowerpots, gutters, buckets, pool covers, pet water dishes, discarded tires and birdbaths at least once a week.
    Read more » click here

Volunteers needed
The Town is always looking for people to volunteer for their various boards and committees. If you are interested in serving, please fill out a resume form and submit it to heather@hbtownhall.com.

Curbside recycling
Waste Industries is now offering curbside recycling for Town properties that desire to participate in the service. The service cost is $54.00 annually paid in advance to the Town of Holden Beach and consists of a ninety-six (96) gallon cart that is emptied every other week.
Curbside Recycling Application » click here
Curbside Recycling Calendar » click here

Elevator - CRElevators
Most states mandate that elevator systems be tested and inspected annually
. Currently the state of North Carolina does not require annual inspections to be performed on all elevator systems. The use of unsafe and defective lifting devices imposes a substantial probability of serious and preventable injury to your family and guests. It is in the owner’s best interest to minimize injuries and liability by scheduling an annual safety inspection to ensure the safe operation of their elevator system.

 Safety Notice –
Waupaca Elevator Company has issued an important safety notice. The potential hazard is associated with normal wear in your elevator. If your elevator develops the problem and it is not repaired, the elevator may drop unexpectedly with you in it and you may be injured.  They recommend you contact your elevator service company.

If you need something to keep you busy in this colder weather, make sure to visit the island library. The library is in the upstairs of Holden Beach Town Hall. All the books were donated. Patrons of the library don’t have to check out a book; they are on the honor system to return it.

Neighborhood Watch –

Need to look out for each other
Call 911 if you see or hear anything suspicious
Fill out Keep Check Request Form if you will be out of town
• Submit completed Property Registration Form
• Pickup copy of Protecting Your Home

Upon Further Review –

Seismic Testing / Offshore Drilling
Previously reported – September 2015
Resolution 15-09 is in opposition to offshore exploration and drilling. Why? Because we have a tourism based economy, along with the local fishing industry and quality of life depends on the health and welfare of our natural resources. We believe that the inherent risks to our region from offshore exploration and drilling have the potential to irrevocably harm our natural environment, our economic well-being and our overall quality of life. Including us there are now 79 municipalities that have passed resolutions opposing offshore exploration and drilling.

Previously reported – January 2018

Trump Moves to Open Nearly All Offshore Waters to Drilling
Read more » click here

Cooper: NC to sue if kept in offshore drilling plan
Governor threatens legal action if Trump administration pushes plan to open coast to oil exploration. “No way. Not off our coast,” Cooper said of oil exploration.
Read more » click here

Resolution against offshore drilling stalls in Brunswick
In a 4-1 vote, Brunswick County Commissioners voted to remove a resolution against offshore drilling from their meeting agenda Monday night.
Read more » click here

Update –
Zinke sees low demand, strong opposition, for new offshore drilling
Interior Secretary Ryan Zinke acknowledged Friday that President Trump’s plan to open large swaths of the East and West coasts to offshore oil and natural gas drilling faces significant headwinds. Speaking to an offshore wind conference in New Jersey, Zinke said drilling companies are not that interested in new areas offshore, while there’s “strong opposition” in most of the neighboring states. The acknowledgements could be a sign that Zinke will significantly narrow his plan, released in January, for offshore drilling. Under the plan, the entire Gulf of Mexico, Pacific and Atlantic coasts and areas around Alaska would be open to drilling.
Read more » click here

Previously reported –
Holden Beach Newsletter
Chemours has issued a press release announcing that the company will take measures to eliminate byproduct GenX wastewater emissions from its Fayetteville site. Click here to view the release.

In order to keep citizens informed, Brunswick County has established a website to share information about GenX as they learn it. You can find this page at www.brunswickcountync.gov/genx. The website contains a FAQ section that they update as they learn additional information (or receive additional questions), links to all their press releases and links to other resources like information from NCDEQ. There is also a link where citizens can go to sign up to receive email updates on the topic.

The Public Information Officer for Brunswick County announced that the County has taken legal action against DuPont and Chemours for contaminating the Cape Fear River.

Statement from Brunswick County
The filing of formal legal action against Chemours and DuPont represents another crucial step in protecting our public drinking water supply. It sends a clear message that Brunswick County will simply not stand for the discharge of emerging or unregulated chemicals into our public drinking water supply. Let us be clear…we will ensure that any company that threatens this vital resource is held responsible. Furthermore, our litigation team is consulting the nation’s leading experts to determine the best long-term water testing and treatment methods for the entire county. As part of that, we will ensure that the costs for doing so do not fall upon the rate payers, but upon those dumping the unregulated chemicals in the water.
For more information » click here

Update –
Wilmington officials ask NC to shut down GenX production
County officials are asking that the N.C. Department of Environmental Quality (DEQ) shut down operations that result in the production of chemicals like GenX, which have been discharged into the Cape Fear River and discovered in Wilmington-area drinking water systems.
Read more » click here

Previously reported –
Lockwood Folly Inlet Dredging Complete
The Lockwood Inlet Association has announced that the Lockwood Folly Inlet Dredging project for Spring is complete. The Army Corps hopper dredge Currituck arrived on the site in mid-February to finish this 14 day dredging cycle. According to the Association, “for the first time in several years our inlet has a good navigable channel. It has been quite a journey to say the least.” “This is a huge win for our community, Brunswick County, and the state of North Carolina. We would like to thank those who really worked hard and put time into making this happen,” added the Lockwood Inlet Association. The project included clearing the navigation channel to its authorized width and depth—about 150 feet wide by 12 feet deep—and placing over 100,000 cubic yards of beach-quality sand on Holden Beach. The state of NC shallow draft inlet fund which is supplemented by boater registration fees will pay for 2/3 of this project. The county and Holden Beach would be responsible for the remainder.
Read more » click here

Update –
Lockwood Folly Inlet in best shape in a decade following recent dredging, corps says
The U.S. Army Corps of Engineers special purpose dredge Currituck has finished opening Lockwood Folly Inlet and officials report the channel is straighter and deeper than it’s been in a decade. Jim Medlock, shallow draft inlet navigation program project manager for the corps’ Wilmington District, said the job cost about $480,000 to $500,000, less than the $580,000 budgeted. The state’s shallow draft inlet fund paid for two-thirds, with the remainder split between Brunswick County and Holden Beach.

Heavily used by commercial fishermen, charter fishing guides and recreational boaters, the inlet was so badly shoaled that the U.S. Coast Guard removed the 10 navigational buoys in April 2017. Two corps dredges worked the inlet last summer, but the relief was short-lived when Hurricane Irma blew through in September, pushing sand into the outer reach of the channel. While most of the main Lockwood Folly channel is back to its federally authorized depth of 14 feet, Eastern Channel is badly shoaled there and practically impassable to all but kayaks or paddleboards. It’s still possible, however, to access the Lockwood Folly Inlet or Intracoastal Waterway from the channel just west of Sheep Island.
Read more » click here

Corrections & Amplifications –


Issue Date:  April 19, 2018
Corps Action ID: SAW-2011-01914

All interested parties are hereby advised that the Wilmington District, Corps of Engineers (Corps), at the request of the Town of Holden Beach, is withdrawing the permit application to implement a shoreline protection project along the east end of the island, including the construction of a terminal groin along the Lockwoods Folly Inlet, in Brunswick County, North Carolina. The Corps is no longer seeking comments and has ceased our permit review for the Town’s proposal.
Read more » click here

Tri-Beach fire department celebrates 50 years
Back in 1968 there was not one beach on Holden Beach, but three; Holden, Robinson and Colonial beaches all occupied the same island. The three beaches, plus the mainland, needed a fire department to serve them, so a group of local residents formed Tri-Beach Volunteer Fire Department Servicing Robinson, Colonial and Holden Beach. It wasn’t until about 1992, when the decision was made to shorten the name to Tri-Beach Volunteer Fire Department Inc., Chief Doug Todd said. The department remained strictly volunteer until 2000 when it became a combination fire department.
Read more » click here

Flood Insurance Rate Maps (FIRM)

Previously reported –
The preliminary maps were published in August 2014

The Town has received approval from FEMA for revisions to the Holden Beach Flood Insurance Rate Maps (FIRM). These map revisions will be effective August 28, 2018 once the Town formally updates our local ordinances. The Town staff is working on an implementation schedule and anticipates being able to use the new maps for construction in late May. These maps may be viewed at www.ncfloodmaps.com.

Brunswick County residents to receive increased flood insurance discounts
Brunswick County recently received a FEMA Community Rating Score rating. That translates to a 10 percent discount for NFIP premiums. Residents of Brunswick County will soon catch a break when it comes to flood insurance costs. The county recently received its first score through FEMA’s Community Rating System(CRS). This score translates to a 10 percent discount on National Flood Insurance Program (NFIP) premiums.

The voluntary program relies on a community’s activities that could mitigate the potential for damage incurred by those who live in so-called special flood hazard areas. By rewarding communities that participate in risk-management activities, in theory, FEMA reduces the likelihood of larger flood insurance payouts after a disaster. Though the future of the NFIP is uncertain, updated discounts for participating communities will take effect in May 2018.
Read more » click here

Brunswick County CRS class rating increases to 8
Brunswick County has met the standards to increase its Community Rating System (CRS) class rating from the National Flood Insurance Program (NFIP) to an 8, qualifying for a discount in the premium cost of flood insurance for NFIP policies.

The CRS is a voluntary program that recognizes community floodplain management activities, like ensuring citizens comply with the appropriate Federal Emergency Management Agency guidelines and helping people protect their property. Similar to fire insurance district ratings, higher CRS ratings mean lower flood insurance premiums for residents in Special Flood Hazard Areas.

“The floodplain management activities implemented by your community qualifies it for a 10 percent discount in the premium cost of flood insurance for NFIP policies issued or renewed in Special Flood Hazard Areas on or after May 1,” William Lesser, CRS coordinator, Federal Insurance and Mitigation Administration, wrote to County Manager Ann Hardy with notice of the increased rating. “This savings is a tangible result of the flood mitigation activities your community implements to protect lives and reduce property damage.”

Brunswick County previously had a CRS Class 10 rating. The increase to a Class 8 rating reflects efforts by Brunswick County Code Administration to maintain elevation certificates, enforce higher regulatory standards, adopt and implement the Southeastern NC Regional Hazard Mitigation Plan and the Natural Floodplains Functions Plan, and provide information about flood protection and building requirements through outreach projects and through making documents available in Brunswick County libraries and on the website, among others.

“This is wonderful news for our citizens and is a credit to the foresight and support of Brunswick County’s commissioners and the efforts and leadership of Deputy County Manager Steve Stone, code administration director Michael Slate, and the code administration staff,” Hardy said in a news release.
Read more » click here

FEMA flood maps approval process under way
Brunswick County and 18 of its municipalities are working on approving Federal Emergency Management Agency flood insurance rate maps and associated ordinance changes. FEMA first made Preliminary Flood Insurance Rate Maps available in August 2014. The maps show special flood hazard areas and the risk premium zones that provide a basis for establishing flood insurance coverage premium rates. Public hearings for the rate maps were held in Brunswick County in 2015. What was intended to be a 90-day appeal period that followed the draft flood maps stretched to 2018 because of the process for appeals from property owners to re-evaluate them. During the appeal period, community officials or individual property owners could formally object to information shown on preliminary rate maps or an accompanying preliminary Flood Insurance Study report. FEMA finally sent out the Letter of Final Determination for flood insurance rate maps Feb. 28.

County planning director Kirstie Dixon said state law requires the approval process to go through the planning board before commissioners from the county and municipalities can approve the flood maps and ordinances. The Letter of Final Determination also notified communities the official flood map effective date is Aug. 28. Until then, Whiteside said, the flood maps are preliminary and won’t help residents with insurance rates until they take effect at the end of August. The public can view the preliminary changes to the rate maps by checking the Flood Risk Information System (FRIS), which can be found online at FRIS.nc.gov or ncfloodmaps.com. By clicking on an address or location, the flood map description shows the designation.

County residents will also receive a boost to their flood insurance rate from the county increasing its Community Rating System (CRS) Class rating from the National Flood Insurance Program (NFIP). The county previously had a CRS Class 10 rating but increased to a Class 8 rating to qualify for a discount in the premium cost of flood insurance for NFIP policies. A higher CRS rating translates to lower flood insurance premiums for residents in Special Flood Hazard Areas, similar to fire insurance district ratings. “The floodplain management activities implemented by your community qualifies it for a 10 percent discount in the premium cost of flood insurance for NFIP policies issued or renewed in Special Flood Hazard Areas on or after May 1, 2018,” William Lesser, CRS coordinator for the Federal Insurance and Mitigation Administration, said in an April 12 letter to County Manager Ann Hardy with notice of the increased rating. “This savings is a tangible result of the flood mitigation activities your community implements to protect lives and reduce property damage.”

The CRS is a voluntary program that recognizes community floodplain management activities, like ensuring citizens comply with the appropriate FEMA guidelines and helping people protect their property. County code administration efforts to maintain elevation certificates, enforce higher regulatory standards, adopt and implement the Southeastern NC Regional Hazard Mitigation Plan and the Natural Floodplains Functions Plan, provide information about flood protection and building requirements through outreach projects and make documents available in libraries and on the website helped to improve the CRS rating, Hardy said.
Read more » click here

Breaking News –
I spoke with my insurance agent regarding the protocols for getting a policy rate reduction based on revisions to the Flood Insurance Rate Map. Unfortunately, you can’t get a reduction in your flood insurance rates until the new maps become effective at the end of August. After the August 28th effective date, on your policy renewal date, adjustments will be made retroactively if applicable.

Odds & Ends


North Carolina Rate Bureau Requests 18.7% Increase for Homeowners Insurance




NC Department of Insurance press release
The North Carolina (NC) Rate Bureau in November 2017 proposed a significant rate increase for homeowner insurance rates across the State. On January 5, 2018, the NC Department of Insurance issued a press release announcing the NC Insurance Commissioner’s response to the request.

Insurance Commissioner Causey rejects proposed Homeowners Insurance rate increase: Sets Hearing Date
Read the press release » click here

NC homeowners insurance increase on hold … for now
State, industry to talk about proposal to bump coastal rates up by 25 percent
Read more » click here

Update –
Homeowners’ insurance rates to rise in N.C. but not by 25 percent
The state Department of Insurance and the North Carolina Rate Bureau announced Wednesday they have agreed on a 4.8 percent increase statewide.
Read more » click here

Homeowners insurance to increase by 5.5 percent on the coast
Following months of negotiation, the N.C. Department of Insurance and the N.C. Rate Bureau have settled on an average statewide increase in homeowners insurance of 4.8 percent. In costal counties, that increase was capped at 5.5 percent.
Read more » click here

Insurance Commissioner settles homeowners’ insurance rate dispute
Insurance Commissioner Mike Causey announced today the N.C. Department of Insurance has ended the legal dispute with the North Carolina Rate Bureau on its proposal for an 18.7 percent homeowners’ insurance rate increase. Commissioner Causey has negotiated an almost 14 percent lower rate for an average 4.8 percent increase statewide. “I have negotiated a rate that will have minimal impact on the coast yet keep the state’s insurance companies financially sound,” said Commissioner Causey. The 4.8 percent increase will vary according to territory with a cap of 5.5 percent statewide instead of the 25 percent bump on the coast initially proposed by the NCRB. The agreement also covers insurance for tenants and condominiums, which is capped at 12 percent. This rate settlement will save consumers approximately $293 million in the first year alone, compared to the NCRB’s proposed increase.

The NCRB is separate from the NCDOI and is made up of insurance industry representatives. The Rate Bureau filed for the proposed 18.7 percent rate increase November 17, 2017, claiming the increase was necessary because of the increased costs stemming from tornado, severe thunderstorm, and windstorm/hail damage. Commissioner Causey had concerns over the initial filing and set a July 23, 2018, hearing date for the case to be decided if an agreement couldn’t be reached. Over the last several months, the Department and the NCRB have been in litigation while trying to settle the case without the necessity of a long, expensive hearing. The last time homeowners saw an insurance rate increase was in 2012. At that time, the NCRB case was settled for an average statewide increase of 7 percent. The increase will take effect October 1, 2018.
Read more » click here

Insurance commissioner OKs rate increases
Brunswick County home insurance customers will see rates increase in 2018 after the North Carolina Department of Insurance announced a settlement with the North Carolina Rate Bureau. Insurance Commissioner Mike Causey said negotiations that began after he rejected the bureau’s proposed statewide 18.7 percent homeowners’ insurance rate increase ended with an agreement for an average 4.8 percent increase statewide. For Brunswick County, the bureau called for a 25 percent increase on homeowners insurance rates on or near the coast and 23.7 percent everywhere else, plus a renters and condominium owners homeowners insurance jump of 40 percent. Causey’s announcement said the coastal area’s rate increase will capped at 5.5 percent. Causey said more than 9,000 public comments factored into his decision to refuse the rate increase proposal. The increase will take effect Oct. 1, Causey said. Causey said the last time homeowners saw an insurance rate increase was in 2012 when the bureau’s case was settled for an average statewide increase of 7 percent.
Read more » click here

Brunswick County includes three North Carolina Department of Insurance homeowners territories: 120, 140 and 160. All three are designated for homeowners insurance rate increase caps of 5.5 percent and tenant and condominium owners insurance caps at 12 percent, according to an agreement state Insurance Commissioner Mike Causey made with the North Carolina Rate Bureau.

This & That

Five myths about recycling
Myth No. 1
Recycling uses more energy than making something new.
Myth No. 2
Items must be meticulously sorted for recycling.
Myth No. 3
Products made from recycled content are lower quality.
Myth No. 4
Recyclables just end up in the trash.
Myth No. 5
Recycling should pay for itself.
Read more » click here

Seasonal cliffs cropping up at some Southeastern NC beaches
The natural features, which will eventually go away on their own, could cause short-term issues for nesting sea turtles and beachgoers
Holden Beach’s expansive, nourished beach strand stretches for hundreds of feet down to the ocean. But now, the strand cuts off abruptly a few feet from the water’s edge as seasonal cliffs caused by waves and wind have cropped up in some areas. Beach width fluctuates every year due to varying weather and storm patterns, particularly in the spring and fall months. Offshore storms cause changes in wave height, which can in turn create small, cliff-like structures, also known as “escarpments,” on the beach.
Read more » click here





Alan Holden Vacations & Holden Beach Properties Have Merged!





TripAdvisor names Brunswick County beaches among state’s best
Holden Beach, Sunset Beach, Oak Island and Bald Head Island were named among TripAdvisor’s “13 Best Beaches in North Carolina for the Perfect Vacation,” list.

Holden Beach:
Family reunions, special occasions, and weekends with the gang are made more fun when you spend them in a spacious vacation rental in Holden Beach, The local beach has been known as a family favorite for many years, and fun activities include fishing charters, tubing adventures, and the kid-friendly Magic Mountain Fun Park, Golf enthusiasts should also hit the links at Lockwood Folly Country Club just a few miles away — the course winds through challenging salt marshes, creeks, and forests, Holden Beach has bookable vacation rentals large enough to fit you and up to 20 of your closest friends (or family!), for a North Carolina beach vacation everyone can enjoy.
Read more » click here

Sea Turtles Use Magnetic Fields
to Find Their Birthplace Beach


Sea turtles use the earth’s magnetic fields to navigate back to the area where they were born decades earlier, according to a new study that used loggerhead genetics to investigate their travels. After swimming for years in a giant loop from nesting grounds in North Carolina and Florida to North Africa, the turtles find their way back to nest on beaches within about 40 to 50 miles of where they were born. The new study suggests that the turtles learned their home beach’s distinctive magnetic signature, through what is called geomagnetic imprinting.
Read more » click here


Turtle Watch Program – 2018

  1) Current nest count – zero (0) as of 05/12/18
Average annual number of nests is 39.5
.    2)
First nest of the season was on May 20th


Members of the patrol started riding the beach every morning on May 1 and will do so through October looking for signs of turtle nests.
For more information » click here

Almost Turtle Time at Holden Beach
It’s official…. the turtle season has started!
Turtles usually start laying their eggs on our beach mid to late May.
Turtle Watch ATV riders are out looking for tracks of the mother turtle each morning.
Last year the first nest was laid on our beach on May 16th.

Factoid That May Interest Only Me –The National Flood Insurance Program
The National Flood Insurance Program aims to reduce the impact of flooding on private and public structures. It does so by providing affordable insurance to property owners and by encouraging communities to adopt and enforce floodplain management regulations. These efforts help mitigate the effects of flooding on new and improved structures. Overall, the program reduces the socio-economic impact of disasters by promoting the purchase and retention of general risk insurance, but also of flood insurance, specifically.
Read more » click here

National Flood Insurance Program: Reauthorization
Congress must periodically renew the NFIP’s statutory authority to operate. On March 23, 2018, the President signed legislation passed by Congress that extends the National Flood Insurance Program’s (NFIP’s) authorization to July 31, 2018. Congress must now reauthorize the NFIP by no later than 11:59 pm on July 31, 2018.

FEMA and Congress have never failed to honor the flood insurance contracts in place with NFIP policyholders. In the unlikely event the NFIP’s authorization lapses, FEMA would still have authority to ensure the payment of valid claims with available funds. However, FEMA would stop selling and renewing policies for millions of properties in communities across the nation. Nationwide, the National Association of Realtors estimates that a lapse might impact approximately 40,000 home sale closings per month.

NFIP reauthorization is an opportunity for Congress to take bold steps to reduce the complexity of the program while transitioning it to a sounder financial framework. The level of damage from the 2017 hurricanes makes it abundantly clear that FEMA needs a holistic plan to ready the Nation for managing the cost of catastrophic flooding under the NFIP.
Read more » click here

Things I Think I Think –

Dining #2Eating out is one of the great little joys of life.

Restaurant Review:
Dinner Club visits a new restaurant once a month. Ratings reflect the reviewer’s reaction to food, ambience and service, with price taken into consideration.
///// March 2018
Name:              Clark’s Seafood & Chop House    
                                                                  Cuisine:           Continental
Location:        720 Hwy 17, Little River SC (at
Coquina Harbor)
Contact:          843.399.8888 /
Food:                Average / Very Good / Excellent / Exceptional
Service:           Efficient / Proficient / Professional / Expert
Ambience:      Drab / Plain / Distinct / Elegant
Cost:                 Inexpensive <=17 / Moderate <=22 / Expensive <=27 / Exorbitant <=40
Rating:            Two Stars
The owners of the Boundary House in Calabash have totally remodeled the restaurant location at what was Umberto’s. The décor is understated, with a nice view of the harbor / marina, outside seating & bar area are nice upgrades. All in all, it we had a nice meal there, but it is really nothing special just a little more upscale then the Boundary House. The prices are those of an upscale restaurant and they just aren’t one.

Book Review:
Read several books from The New York Times best sellers fiction list monthly
Selection represents this month’s pick of the litter
Two brilliant books from firsttime authors, who won literary awards, movie rights, fame and fortune with their debut novels



Eleanor Oliphant Is Completely Fine
by Gail Honeyman



Eleanor Oliphant has built an utterly solitary life that almost works. No one’s ever told Eleanor that life should be better than fine. This is a story of a 30-year-old office-worker with a scarred face and a troubled history who learns to overcome her habitually solitary lifestyle. It’s a story about the importance of friendship and human connection. The novel charts Eleanor’s journey from her traumatized past to a future where she might “have a life, not just an existence”. Soon to be a major motion picture produced by Reese Witherspoon.



NEED TO KNOW by Karen Cleveland




Vivian Miller is a dedicated CIA counterintelligence analyst. She develops an algorithm that can identify and locate Russian sleeper cells and handlers. After accessing the computer of a Russian operative, Vivian discovers a dossier of deep-cover agents within America’s borders. Her whole world is turned upside-down when one of the faces on the computer belongs to her husband. Her job and family are threatened; the discovery tests her loyalty to the agency and to her family. It’s really a story about what a mother is willing to do when her family is threatened. Film rights were sold to Universal Pictures. Charlize Theron has already signed on to produce and star in an upcoming movie version of the book.

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